Home | Pre-Qualify to Buy | Commercial Real Estate Investing | Earn Cash | Buy-n-Hold | Tools

Understanding Investment Financing

Investment property can be purchased with a variety of mortgage loan programs:
$$ Full Doc vs. Parital Doc vs. No Doc
$$ Fixed Rate vs. Variable Rate
$$ Balloon vs. 30 year payoffs

There are too many permutations to outline -- Key Solutions, LLC will help you choose the right loan program to buy profitable investment property with $$ NO MONEY DOWN $$!!

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

The key is not to let interest rates blind you!!

Many Full Doc loans with low rates will require documented cash reserves and down payments from the buyer.

Some No Doc loans have higher rates but require No Income / No Asset / No Employment documentation!!!

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

In Scenario#2 in the table above, a $50K house purchased with a 80% LTV loan requires $10K down.

In a Full Doc loan YOU personally need to account for the $10K down and possibly $20K of cash reserves in the form of protection against default.

By comparison, a No Doc loan @ 9% vs. a Full Doc loan @ 6% results in a mortgage increase of $82 but is more flexbile with qualifications and versatility. For example, with some No Doc loans YOU personally DO NOT have to furnish the Down Payment!!

KEY SOLUTIONS, LLC will help you choose the right loan program to buy profitable investment property with $$ NO MONEY DOWN $$!!

Finding what the industry calls "comps" or comparable home values is vital information that helps you buy or sell investment property at the right price.

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

The table above is a market sales analysis for an arbitrary Baltimore City neighborhood. Market sales analyses which include comparable home sale prices are often the basis for many calculations in the real estate world, including the current market value of the subject house, seller's equity position, and the selling price.

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

You can perform "comp" valuations via the Home Price Check database.

Key Solutions, LLC provides the following services to help you buy real estate with NO$$$MONEY$$$DOWN:

$$$ Understanding and Identifying creative Financing
$$$ Identifying “Bread and Butter” properties
$$$ Performing Cash Flow Analyses
$$$ Getting started on YOUR way to Financial $$ FREEDOM $$

Why wait??? Check-out the Key Solutions' No Money Down Properties!!